Are you ready to take the exciting step towards homeownership but feeling a bit overwhelmed by the process?
Our team of experts has created a First Time Homebuyers Quiz that will guide you through the entire process and provide you with all the answers you need to make your best decisions.
Others Are Saying...
4.9 31 reviews
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Molly Umstead ★★★★★
Cannot say enough good things about Jimmy. As first time homebuyers he made our process very stress free and enjoyable. Every aspect was explained in detail and he definitely made sure we were confident in all financial decisions, since it is such a big commitment! He explained all the different options available to us, got us an amazing interest rate, and gave extremely helpful advise when we asked for his professional and personal opinions. He was also ready to answer any questions we had whether it be through text, emails, or calls, at all house of the day. I will definitely be using Jimmy for our next home buying experience and have already recommended him to multiple people! -
Mersadies Watlington (SadieLady) ★★★★★
Very satisfied with Homespire mortgage! I shopped around for my mortgage, and they had the best rates! Not even to say Jimmy was the best lender that anyone could have on their team. From the start of the process to the end he not only catered to my financial budget but he also was knowledgeable and was teaching me throughout the whole process. He went above and beyond and looked out for me as if I was a part of his own family! Hes reputable, he builds trust, and he always picks up the phone.. I can go on and on but you will not be dissatisfied if you go with homespire mortgage with Jimmy! -
Molly Conner ★★★★★
We just moved to Virginia and looking to buy a home. With no one to ask for a referral, we did a google search and found Jimmy. He had good reviews and was local so I called him. He immediately got to work. We weren’t an easy case, but he responded quickly every time we needed him, he made us feel good about our options, and he helped make it all happen for us. He explained things so I could understand and he worked quickly and hard. I can’t say enough good about Jimmy. I highly recommend choosing to work with Jimmy at Prime Lending. -
Brittany Crawford ★★★★★
Jimmy is the very best. As a first time homeowner I was given his name. I considered shopping around until he made me feel like family. Jimmy literally took my calls at all hours of the day/night and walked me through every question and concern I had. All while his family just welcomed a new baby. So when it came time to sell the very first person I thought to send my buyers to was Jimmy. 10 years later he remembered my family and was incrediable in helping my buyers get a mortgage that for their needs. I’m proud to say that I will continue to refer business to Jimmy and look forward to using his services again in the near future. -
Brian Trochesset ★★★★★
We are now 4 months in our new house and we are loving it. Jimmy did an excellence job with our mortgage needs. Our situation required a little extra work and time. We were both on the same page every step of the way and there were no surprises. This was by far the best mortgage process I have been through!! I would HIGHLY RECOMMEND Jimmy!! Thank you all your time and patience Jimmy. -
Ryan Warthan ★★★★★
Jimmy made first time home buying a breeze. He gave me and my wife multiple loan options and helped us pick the best for us. He was extremely accurate with the loan numbers so there were no "surprises" when it came time to close. It was a great experience and I highly recommend him! Thank you Jimmy! -
Jamie Mcneill ★★★★★
Jimmy Sgambelluri provided us with the best experience through the whole process of buying our home. He is professional, knowledgeable, excellent to deal with and always available for every question that we had. (We had many as first time buyers!!) I never had a question that he couldn't answer straight away! He even helped pair us with an excellent real estate agent, at our request, when we didn't have one. We even closed on time! If you are even thinking about buying a home, and want to know what options are available and how to move forward Jimmy is definitely the best!! Thank you for all of your hard work! -
Craig & Vickie Mac ★★★★★
As a first time home buyer, Jimmy was crucial in making everything happen exactly how we wanted it. Very responsive and offered needed advice throughout the process. Highly recommend Jimmy for all your mortgage needs! -
Aminda Bobb ★★★★★
Jimmy and his team were great with assisting me with my mortgage. As a first time homeowner it was a refreshing experience to have someone explain to me the process of everything to me where I would understand. Thank you so much Jimmy for all your help! I will be reaching out to you for other mortgage needs! -
J Kuener ★★★★★
What can I say - OUTSTANDING! EXCEPTIONAL! ABOVE AND BEYOND! Jimmy is not only a professional lender, I would also consider him a friend. Always there, listened, explained, very reachable and transparent. Jimmy is the definition of what a home buying experience should be!! I cant say more. I will look to him for future endeavors and he will always be my referral should friends and family ever need home financing, refinancing, build, or renovate. Thank you, Jimmy for an outstanding first home buying experience!!! -
Molly Warthan ★★★★★
Cannot say enough good things about Jimmy. As first time homebuyers he made our process very stress free and enjoyable. Every aspect was explained in detail and he definitely made sure we were confident in all financial decisions, since it is such a big commitment! He explained all the different options available to us, got us an amazing interest rate, and gave extremely helpful advise when we asked for his professional and personal opinions. He was also ready to answer any questions we had whether it be through text, emails, or calls, at all house of the day. I will definitely be using Jimmy for our next home buying experience and have already recommended him to multiple people! -
Greg Cielma ★★★★★
Jimmy helped us refinance our home, the process was quick and stress free!!
He is very knowledgable, attentive and and very accessible !!!
He can’t say enough good things about Jimmy!! He is great !!!
We definitely recommend him and his team!! Thank you again Jimmy!! -
Donna Grosfeld ★★★★★
Jimmy made our mortgage refinance easy. We loved the video presentation, very thorough and understandable. The side by side comparison of the current loan verses other available options was also helpful. If you're looking for a stress free lender, Jimmy is your guy! -
C C ★★★★★
Jimmy helped us buy our third home and I wish I had met him when we did the first. He is great! We came to him with a very small window to close on the property and he still made the process very smooth and got us to close on time. Hewas very patient answering all my questions and communicating with me every step of the way. We will be refinancing our first home with him and reaching out in the future for our next purchase. -
chris pacitti ★★★★★
I just had a great experience with Jimmy at Prime Lending. He was attentive, willing to help, and above all, took the initiative to find me the best interest rate. The whole process was great start to finish. Highly recommend Jimmy to family and friends!

Homespire Mortgage Company - Jimmy Sgambelluri
© Copyright 2025 | All Rights Reserved
Homespire Mortgage Company
Jimmy Sgambelluri
© 2025 | All Rights Reserved