Finance The Home You Have Always Wanted With Homespire Mortgage

Finance The Home You Have Always Wanted With Homespire Mortgage



Get started now by clicking 'Apply Today' below to begin your journey home.

Get started now by clicking 'Apply Today' below to begin your journey home.

when you need a mortgage, put my experience to work for you

Jimmy Sgambelluri - Sr. Loan Officer

NMLS ID#615259

It doesn't matter if you are looking a mortgage to renovate a home, build a home, purchase a home, or refinance a home.  I can help you.

Customers rely on my 20 plus years of experience to help match them with loan products that work for them. Depending on your goals and your financial position, You may have many options available to you.

Utilize our sophisticated tools to help streamline the loan process so you can get your home loan approved without any unnecessary delays.

You can give us me call anytime or just come by the office — Most times I can take your call immediately.

Learn More About Me...

when you need a mortgage, put my experience to work for you

Jimmy Sgambelluri - Sr. Loan Officer

NMLS ID#615259

It doesn't matter if you are looking a mortgage to renovate a home, build a home, purchase a home, or refinance a home.  I can help you.

Customers rely on my 20 plus years of experience to help match them with loan products that work for them. Depending on your goals and your financial position, You may have many options available to you.

Utilize our sophisticated tools to help streamline the loan process so you can get your home loan approved without any unnecessary delays.

You can give us me call anytime or just come by the office — Most times I can take your call immediately.

Learn More About Me...

Turn To Homespire Mortgage When You Need Answers

Buying a home — whether it’s a single-family home, a townhome, a condominium, or any other type of home — is likely one of the biggest purchases you will ever make.

Homespire has earned the trust of tens of thousands of homebuyers throughout the U.S. with our hard work, transparent processes, and our dedication to customer service.

If you are searching for a home, partner with Homespire Mortgage for your home loan — we’re one of the area’s top mortgage lenders.

The Mortgage That Fits Your Needs

I’m here to help you understand all financing options specific to each person's unique requirements.  Homespire Mortgage Company has a full portfolio of loan products to fill all your mortgage needs.

Purchase Loans

Our portfolio of loan products that can be used to purchase a home include, FHA Mortgages, VA Mortgages, Conventional Mortgages, USDA Mortgages, & Jumbo Mortgages.  We also offer first time homebuyer loan programs through Virginia Housing that include down payment assistance & grants available to qualified households.

Refinance Loans

If you have considered refinancing but are not sure if it makes sense for you, then contact us today for a walkthrough of the costs & benefits associated with refinancing your home.  A low cost refinance loan can help you drop your mortgage insurance, shorten your mortgage term, consolidate debt, renovate your home , & lower your monthly payment

Renovation Loans

When using a renovation product you really need to understand the scope & estimated cost of the project.  The renovations you choose to perform will also determine the product.  Some products only allow cosmetic repairs, while others have a cap on the cost.  Fannie Mae Homestyle Renovation, Freddie Mac CHOICE Renovation, & FHA 203K are some of your better know renovation products.

Construction Loans

If you have always wanted to build your own home, start a quick discussion with me about the easiest & smoothest way.  Understanding the basics of how a construction loan works can help you plan and make the best financing decision for your project.

Here Is What Others have To say...

  • akapeg23 Avatar
    akapeg23
    2/29/2016 - Zillow

    As a first time home buyer, his knowledge guided me every step of the way, and made ... Working with Jimmy Sgambelluri while purchasing my home, was very much like working with an expert. As a first... read more

    jellington4 Avatar
    jellington4
    2/23/2016 - Zillow

    His professionalism and attention to detail were second to none. Jimmy has assisted me with several refinances over the past few years. His professionalism and attention to detail were second... read more

    chris Avatar
    chris
    9/25/2020 - Google

    I just had a great experience with Jimmy at Prime Lending. He was attentive, willing to help, and above all,... read more

  • lakeishalee363 Avatar
    lakeishalee363
    11/24/2020 - Zillow

    Awesome Mr. Sgambelluri was absolutely an amazing loan officer. He made sure that I stayed on top of the process... read more

    user89368230 Avatar
    user89368230
    9/17/2017 - Zillow

    Working with Jimmy was great. He was extremely helpful, and answered all questions. He was always available if needed. Would work with Jimmy again. My wife and I recently purchased a house in Williamsburg, VA. We had the pleasure working with Jimmy Sgambelluri,... read more

    Donna Avatar
    Donna
    2/20/2021 - Google

    Jimmy made our mortgage refinance easy. We loved the video presentation, very thorough and understandable. The side by side comparison... read more

  • jamie Avatar
    jamie
    5/11/2019 - Zillow

    Great experience Working with Jimmy Sgambelluri was a great experience from start to finish. He was professional, knowledgeable, and prompt to answer... read more

    rich Avatar
    rich
    6/02/2020 - Zillow

    Jimmy Sgambelluri should be your first phone call if you want to purchase a house. Jimmy did an excellent job helping me get a mortgage. The pandemic made things challenging and Jimmy was able to... read more

    Kerrywarthan Avatar
    Kerrywarthan
    2/24/2016 - Zillow

    Jimmy continuously went out of his way to meet our schedule and needs. My wife and I worked with Jimmy through the entire home re-financing process. Jimmy provided superior advice and guidance... read more

  • prockglide Avatar
    prockglide
    2/25/2016 - Zillow

    It took so much pressure off of us! My husband and I were referred to Jimmy Sgambelluri by my brother-in-law. Jimmy saved us $600 on our mortgage and... read more

    Greg Avatar
    Greg
    6/21/2021 - Google

    Jimmy helped us refinance our home, the process was quick and stress free!!
    He is very knowledgable, attentive and and...
    read more

    golfdad101 Avatar
    golfdad101
    2/24/2016 - Zillow

    His knowledge of new construction financing and his connections in the industry ... We were referred to Jimmy from our builder, J. Lloyd Builders in Williamsburg, VA to help us with a construction... read more

  • Ashley Avatar
    Ashley
    6/20/2016 - Facebook

    Jimmy made our dream of owning our own home a reality. He answered all of my questions and was there... read more

    Mark Avatar
    Mark
    9/25/2015 - Facebook

    My wife and I have had the pleasure of doing business with Jimmy on a number of properties over the... read more

    Claudia Avatar
    Claudia
    11/09/2020 - Zillow

    Jimmy IS THE LENDER YOU'RE LOOKING FOR Jimmy helped us buy our third home and I wish I had met him when we did the first. He... read more

  • tredd8 Avatar
    tredd8
    11/28/2019 - Zillow

    Exceptional! Jimmy Scambelluri was simply amazing! We were fortunate to have him and are truly thankful for his expertise, knowledge, and... read more

    C Avatar
    C
    11/18/2020 - Google

    Jimmy helped us buy our third home and I wish I had met him when we did the first. He... read more

    wallen Avatar
    wallen
    5/26/2018 - Zillow

    I felt like Jimmy did a great job preparing me for I felt like Jimmy did a great job preparing me for steps along the way and everything went as smooth... read more

  • Molly Avatar
    Molly
    3/29/2021 - Google

    Cannot say enough good things about Jimmy. As first time homebuyers he made our process very stress free and enjoyable.... read more

    user3036483 Avatar
    user3036483
    7/01/2020 - Zillow

    Outstanding loan officer Jimmy was a solid rock in a fluid process. He was always reachable via phone, touched base with us at... read more

    Mark Avatar
    Mark
    3/26/2020 - Zillow

    Top Notch Professionalism Very pleased with the entire process and professionalism and efficiency with how Jimmy handled things under very differing circumstances because... read more

  • Brian Avatar
    Brian
    7/14/2020 - Google

    We are now 4 months in our new house and we are loving it. Jimmy did an excellence job... read more

    Kraig Avatar
    Kraig
    2/09/2016 - Facebook

    Jimmy has done a great job over the years handling our mortgage loan needs. He is extremely knowledgable and will... read more

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